Kamis, 18 Agustus 2011

Wife Role In Financial Planning

Wife Role In Financial Planning Not a bit of a husband who works at the present time, no or maybe less attention to the role of wives in family financial decision making, when in fact the woman (wife) that most needs to know in detail the daily needs of families and the most determine the impact that will befall keluaraga if the financial condition of chaos as a result prices need to soar high, moderate income families or husbands are still stagnant.



But sometimes the wife is also not a few who do not know how to manage the family finances so that income earned can be optimized with the required steps baik.untuk that financial planning is no small role sistimatis.Melihat then steps can be taken to realize the family financial planning, among others:

Get used to create the post of planning income and expenditure with a mature family, record and calculate carefully, avoid spending less spending on the perceived need is not even necessary at all, set financial priorities, if indeed a lot of expenses that must be done.

If there is still a debt that was paid then the payment plan carefully, pay attention to the ability of the husband to repay the debt noted that financial discipline yourself to put aside to repay debt even as small as possible, especially if it has a mortgage interest rate debt that is not lightweight.

Support the development of all family members especially the husband find useful information for career development, is also important vital support full development, abilities, and quality-anak.dukunglah their children's education so that they can become a successful person.

Make a financial plan for "emergency fund", for example, if a family member who suffered sakit.mungkin anyone asks how to set aside an emergency fund if there are other needs that need to be?,
this is where the role of health insurance because you will get emergency funds from the insurer if there is pain without having to pay a large enough premium to pay only very small when compared with the benefits that will diterima.sehingga your financial planning is not disrupted (read chaotic)

Equally important to make retirement planning and investing for Preparing tua.mulailah day during this period because during this time you are not productive but still must pay for the needs of the necessities of life.

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