Privileged Fulnadi Takaful Insurance Education

Takaful scheme (individual) which aims to provide education funds for children of participants to graduate level education with a wide range of protection benefits

Privileged Fulnadi Takaful Insurance Education

There 1.Tidak Scorched funds (premium paid can not be retrieved) because it stopped before the agreement ends
2.Biaya accepted to university Higher education
3.Premi fairly paid up to school age children (18 years), after the child graduates from high school is no longer an obligation Paying Premiums, while education funding is still given

Participants 4.Apabila Died heirs get the

100% compensation benefits beginning takaful (X premiums during the agreement)
All funds are savings + profit sharing
stages of education money is still accepted as the beginning of the agreement

Education Takaful Insurance Benefits

If the Participant longevity until the end of the agreement, the Son as Grant Recipients receive:

Stages * time of admission (kindergarten, elementary, junior high school, PT) ** and Scholarship for 4 years at university.

If the participants withdrew before the agreement ends, participants receive:

Cash Value
All funds in the Savings Account participants who came from the savings balance and the profit on the investment (mudaraba).

If the Child as Beneficiary dies before all phases of grant received by participants / Heirs get:

• Cash Value
• Benefit of 10% Early Benefit Takaful (Annual Premium X Period of Agreement)

If the unfortunate Participants in the agreement

Free Insurance Policy premiums, and Heirs get:
• Benefit of 50% Early Takaful Benefits (if it died because of illness or total permanent disability due to accident) or 100% First Takaful Benefit (if the accidental death).
• Cash Value
Children as Grant Recipients receive:
• Stage at entry (kindergarten, elementary, junior high school, PT) **
• Scholarship every year since the unfortunate participant s / d 4 years in Higher Education

If after the contract ends and is still in scholarships at the College Participants unfortunate

• Deaths due to illness or total permanent disability due to accident, his heirs will receive the Cash Value
• Deaths due to accident, his heirs will receive the Cash Value and the allowance of 50% Early Takaful Benefits
• Grant Recipients will still receive the scholarship until the relevant four-year universities

Conditions of Participation
Age Sign for Participants are: 20 s.d 55 years
Period of Agreement (contract) depending on the age of the Child (Via Grant recipient) at the time of entry. Age Child (0 to 13 years); for less than 6 months of age are considered age 0 years.
MP = 18 - Age of children at time of entry

Min. Premium / month Rp 100.000 perkwitansi

Note:
* If the maturity stage is not taken, will be invested and will add to the Scholarship at the College
** As per the agreement
*** More Value For Insurance Education Fulnadi Sharia