Home Financial Planning Life Insurance Takaful Falah

Home Financial Planning Life Insurance Takaful Falah
Falah Takaful Insurance

Life Insurance is a program that add some benefits such as accident benefits, health (hospitalization), as well as overall kritis.Manfaat disease;

1.Wafat, could be due to Illness or Accident
2. Permanent Total Disability due to Illness or Accident
3. Permanent Disability due to Accident Part
4. Daily Benefit Fund for the participants admitted to the Hospital
5.Mengalami or suffer critical illness


Takaful taking advantage Falah

1. The benefits of an extensive insurance
Falah Takaful provides complete protection options for participants, consisting of:
Al-Khairat (Term Insurance) - Key Benefits. Given to the heirs if the Participant dies either due to sickness or accident.

Additional benefits comprising;

Accident (Personal Accident)

Additional benefits first. Provided to the Participant or if the Participant dies Heirs or permanent partial disability due to accident.

Permanent Total Disability (Total Permanent Disability)

Additional benefits both. Given to participants when participants had total permanent disability (Disfunction) due to illness or accident.

Inpatient Daily Benefit (Cash Plan)

Additional Benefits of the third. Given to participants during the Participants underwent inpatient in the hospital due to illness or accident.
Cash Plan Benefits Main Benefits adjusted based on the following provisions:
Key Benefits (Al-Khairat) s / d 10 million Cash Plan - 100 (CP100)
Key Benefits (Al-Khairat) s / d 20 million Max. s / d Cash Plan - 200
Key Benefits (Al-Khairat) s / d 30 million Max. s / d Cash Plan - 300
Key Benefits (Al-Khairat) s / d 40 million Max. s / d Cash Plan - 400
Key Benefits (Al-Khairat) over 40 million Max. s / d Cash Plan - 500


Special Illness Benefit (Critical Illness / Dread diseases)

Additional Benefits of the fourth. Given to participants when participants were diagnosed with or experiencing a critical illness in the agreement. Maximum benefit is 50% of fourth Key Benefits.

Diseases critical dicover by Benefit and Critical Illness / Dread Disease

* Stroke
* Cancer
* First Heart Attack
* Coronary Heart Surgery
* Heart Valve Replacement Surgery
* Viral Hepatitis fulminant
* Chronic Liver Disease
* Pulmonary Arterial Hypertension (Primary)
* Lung Disease End Stage
* Kidney Failure
* Anemia Apastis
* Important Organ Transplantation
* Loss of ability to see (blind)
* Loss of Hearing Ability (deaf)
* Loss of Speech (mute)
* Comma
* Multiple Sclerosis
* Paralysis
* Muscular Dystrophy
* Alzheimer's Disease
* Disease Motor Neoron
* Parkinson's Disease
* Vessels Aorta Surgery
* Burn Large

Choosing 2.Kebebasan

Participants are given the Freedom of Choosing the type of benefits in accordance with keingainan and needs of participants, meaning that the participants took the Key Benefits That Al-Khairat and enhancements, which. It could take one or all.

This is possible because sometimes there are participants who already have protection against certain benefits for example for the Daily Inpatient Benefit.

Cash 3.Nilai Policy

If the participant lived until the end of the contract, stopping or having a claim resulting membership expires, then the concerned or their heirs will be paid in Cash Value policy which is an accumulation of the following Premium Savings investment results.

4. Sharing Interesting
Falah Takaful will provide funds for the 80% of the Investment Fund Participant in the Savings Account.

Terms of Participation Following Takaful Falah

1. Physically healthy (physically and spiritually) and not experiencing pain or being in care doctor, willing to Conduct a medical examination (medical) in accordance with the provisions set forth Underwriting Company, and follow the provisions established by the Company's Underwriting
2. Period of Insurance Agreement at least 5 years
3. Entry age to become a participant from 17 years to 60 years of age with a calculation based on the anniversary of the treaty terdekat.Usia entry plus a maximum of 65 years.
4. Paying Premiums Takaful
Do payments on an annual basis and at the same time. at least Rp 2.000.000, - (two million rupiah). per year.